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外国大学生开源节流136计

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大学不是个省钱的地儿,但大学文凭多少能给你个还算好的工作,想在还没工作的时候节约开支的朋友们,以下是一些有用的建议。其中大部分是针对在校大学生,其余的老少皆宜。
College is an expensive proposition, but a degree helps in getting a good career and comfortable life. Here are a few tips on reducing your expenses. Most of the suggestions are aimed at college students. A few are general enough that anyone can use them.These are your highest priority — and sometimes costliest.
关于教材和书籍 -
1. Used books. Pretty simple, right, but some people feel they need shiny new plastic-wrapped books.2. Library. Professors sometimes reserve a few copies of their course's book, which you may be able to sign out short-term (a few hours to a few days).3. Other libraries. If there are other universities or colleges nearby, they may have a book you need, which you may be able to sign out for a few weeks.4. Save lab fees. Science lab courses incur fees for a book and beakers. Surplus stores might save you, and the book might be online at the course's website.5. Borrow. Know a professor or student with a copy? Ask nicely and you might receive.6. Sell them. Sell books from previous semesters to pay for current course books.7. Check online. There may be older editions of a book at the publisher's site.8. Don't buy a term paper. Online term papers from websites are a waste of money, and the content is like the town whore: it gets around.9. Use 529/ESA plans. Educational Savings Plan offers tax savings on future tuition.10. Scholarships. Scholarships can come before you enter, or during college, as the result of good grades or for doing specific volunteer work.
你应该优先考虑以下方案——它们有时会为你省一大笔。
Clothing, Accessories, Furniture, and General Purchases
1 旧书。很简单,但有些同学觉得华丽的新型塑料封面是必须的。2 图书馆。有时教授可能会预留几本课本,不过你可以借短期(几小时到几天)。3. 其他图书馆。如果附近有其他大学,也许你可以在那里找到你想要的书,同样可能你也需要借短期。4 实验室回扣。理工科实验室通常有书报费和烧杯费(- -~)。买打折货或网购可能会让你小赚一笔。5 借。被得知某教授或同学有教材空置?礼貌的请求能换来。
Unlike high school, most people don't care what you wear or sit on in college.
6 卖书。将往学期的书卖了,来付当前课程的费用。7. 上网买旧版本。
11. Don't chase trends. Just because everyone else is wearing it doesn't mean you should.12. Custom style. Maybe your college has budding fashion designers who can make fashionable clothing on the cheap for you.13. Make it yourself. Handy with a sewing machine? Make your own fashion statement.14. Go vintage. Vintage clothing boutiques are all over the place.15. Army surplus. Surplus stores sell discounted clothing, outerwear, boots and bags.16. Book bags. Canvas bags can and do last longer than leather cases, and cost less.17. Scout for bargains and sales.18. Avoid impulse buys. Even if it's on sale, do you really need it?19. Avoid endcaps. Checkout aisle items are priced to entice, but the cost adds up.20. Defer gratification. Credit card debt is rampant in the United States. Why not wait and buy with cash savings?21. Flea markets. Make vintage furnishings part of your style.22. Garage/yard sales. These offer a different breed of bargain than flea markets.23. Buy on sale. Obvious, right? Seasonal gifts cost less off-season.24. Stock up. A 12-pack of toilet paper costs less than six 2-packs.25. Ditch the catalogs. Especially if there's stuff in them that you want but don't need.26. Ask for a discount. Places like Office Depot will sometimes give you a discount just for asking.27. Check for in-store discounts.28. Check your receipt. Totals always seem high, but maybe you were overcharged.29. Stay away from layaway. On the other hand, try this layaway technique to save.30. Ask for a cash discount. Some places such as electronics stores will give you a cash discount if you ask nicely.31. Tax-free shopping days. Yes, Virginia, they do exist.
8. 不要买学期论文。网上的学期论文很贵,而内容——就像城里的妓女:到处都是。9. 使用529/ESA项目。教育储蓄项目可以为将来的学费少点税.10. 奖学金。入学前就可申请奖学金,大学期间成绩优秀者也有份,或做校内指定工作获得的报酬。
Credit Cards, Finances, and Investing
服饰、家具及购物
Students with credit cards have become commonplace. So has debt.
不同于高中,在大学,你穿什么别人都不会太在意。
32. Avoid plastic. Use cards for emergencies, or pay off purchases before they accrue interest. If you need one, here's how to get a secured card.33. Pay on time. Seriously, so easy, but often ignored. Think of how much interest you save. Being late on a single payment increases your interest rate.34. Avoid 0% APR cards. Unless you're very disciplined and the normal rate is less than your current rate.35. Ask for a better rate. Have good credit history? Ask for a better credit card rate.36. Get an online savings account. They beat the interest rate on a regular bank account, and keep you from spending (or incur fees). Use the money you save to pay down student loans after graduation.37. Find the optimum savings account. The best rate for your online savings account isn't necessarily the optimum one, depending on minimum balance requirements.38. Open several accounts. If you can meet the minimum balance, a lot of online savings accounts offer a bonus at signup.39. Have an emergency fund.40. Try sub-accounts. They allow you to partition your money for different purposes and maximize interest earned.41. Buy a few shares. Studying economics, etc.? Do some research and invest a little from your savings into the stock market.42. Avoid the ATM. Fees will eat your savings. Withdraw a lump sum once, for the week, based on a budget.43. Avoid cash advances. Unlike purchases, credit card cash advances accrue interest immediately.44. Don't bounce checks. Doing so is costly (bank + store fees) and damages your credit rating.
11. .别跟风。即使所有人都那样—并不代表你就要那样12. 适合自己的风格。或许你们学校的学生设计师可以给点力13. 自己做!用缝纫机设计出属于自己的时尚!14. 买二手也能淘出好衣服。15. 军队卖场。很多打折的外套、靴子和包。16. 用帆布书包性价比最高17. 紧盯促销和折扣。18. 切忌冲动购物。即使是打一折,你真的需要吗?19. 警惕买一送一,虽然价格便宜了,实际成本却增加。20. 迟一点满足也一样。美国信用卡负债泛滥,为什么不等到有现金时再买?21. 跳蚤市场。老式风格的家具更有味道。22. 车库/庭院卖摊。这里提供了比跳蚤市场不同种类的商品。23. 买过季打折。很显然,当季新品比过季的贵24. 精打细算,12包的大盒卫生纸比6个2包的小盒的便宜。25. 购物清单。防止你想买但不需要的东西。26. 要求打折。折扣有时要你自己问,特别是办公用品商店。27. 看清楚折扣。28. 检查你的收据29. 远离预约购货30. 要求现金折扣。如一些地方电子商店会给您现金折扣,如果你问得恰当的话。31. 免税购物日。是的,弗吉尼亚州,它们的确存在。
Entertainment and Exercise
信用卡,理财和投资同学们对信用卡消费已习以为常了吧,对透支也一样。
All work and no play...
32. 理性消费。记住,信用卡是用来急用的。要用也要在算利息之前还清。33. 定时还款。— 这并不容易,你可以节约不少利息,延迟还款你的利率将增加。34. 避免0%年利率卡。除非你很有自制力,或者你目前信用卡的利率比普通的高。35. 有时候适用的利率是自己要求来的— 如果你有良好的还款记录,你可以向银行提出修改利率。36. 弄一个网上存储账户。它通常比一般的存储账户利息高,同时也避免你随便消费。你可以把存下的这笔钱用于毕业后偿还贷款37. 找个最适合你的储蓄帐户。最高存储利息并不一定是最佳的选择,也要看要求的最低余额。38. 多开几个帐户。如果你能达到的最低余额的话,许多网上储蓄帐户有注册奖金。39. 你需要存一个应急基金。40. 尝试分置帐户。不同账户的钱用在不同的方面,同时也最大限度地赚取利息。41. 买几手股票。正学经济?做一些调查研究,将你的存款投一点到股市。42. 远离ATM。坚持在一周的预算上只取一笔。43. 避免现金垫款。不像直接现金购买,信用卡透支现金将马上使你这个月的存款利息化为泡影。44. 不要使用支票。这样做的成本很高(银行+存储费用)而且将降低你的信用评级。
45. Go natural. Do entertaining things that don't cost money: visit friends, explore campus, hike, ride, skateboard, rollerblade, etc.46. Athletics services. Some campuses include use of facilities (pool, weight room, etc.) in your tuition.47. Abstain. Alcohol is costly and dehydrates you. Or check out Billy Cosby's I'll never drink again skit, if you can find it.48. Beg for beer. Do parlour tricks for a pint.49. Ladies night. Free or discounted drinks for females. Or borrow your sister's dress.50. Brew your own. More legal than "grow your own".51. Movie night. Student residences may show recent films in lecture halls at a reduced rate.52. Wait for the DVD. Why pay $11 for a cramped seat in a smelly theater.53. Your own movie night. Share DVD rentals with roommates and friends on weekends.54. Skip the pizza. Go potluck on movie night.55. Cancel cable TV. Or at least slim down the monthly package you pay for.56. Streaming video. There are tons of streaming video sites such as YouTube, Google Video, Daily Motion, iFilm, revver (which pays) and many more. Some TV broadcasters' websites also show recent episodes.57. Internet TV. IPTV comes in two forms: broadcaster's streaming video of recent TV episodes and standalone clients like Joost, Babelgum, or Democracy.58. Free music. iLike, Pandora, Last.fm, finetune, gotuit (music videos).59. Go Dutch. This is the 21st century. A guy doesn't always have to pay for everything on a date. Split the cost.60. Get a subscription. Magazines cost less in a prepaid subscription, compared to monthly purchases at the mall or bookstore.61. Cancel magazine subscriptions. You can probably read it free at the college or local library.
娱乐活动
Food, Meals, Grocery Shopping
如果你是没有任何娱乐的奋斗斗...请绕弯。
Food is usually your biggest expense after tuition, books, and rent.
45. 去野外。做不需要花钱的有趣事:和一帮朋友发掘校园、徒步,骑自行车,玩轮滑,玩旱冰等46. 体育运动。一些学校设施时免费的(游泳池、健身房等)47. 杜绝烟酒瘾。酒精会喝光你的钱48. 只喝免费啤酒49. 如果你是女生,一些酒吧对女士免费,你可以穿上你姐姐的裙子去那儿骗吃骗喝。50. 自己酿酒。最放心的莫过于自己亲自动手51. 电影之夜。学生宿舍区常常有演讲厅免费电影预告,可以试试。52. 等DVD.何必为一个狭小的电影院座位支付11美元呢?53. 营造家庭影院。 周末租DVD与室友或朋友一起看,就是自己的小电影院了。54. 别点pizza,看电影做顿便饭吃不是更好?55. 取消有线电视。或至少等他们想好了降价时再去购买。56. 网络视频。YouTube,Google,每日体育,iFilm,revver(需要付费),都会播放近期电视节目。57. 网络电视。网络电视有两种形式:流媒体(youtobe),以及独立的客户端视频,比如Joost’s,Babelgum。58. 免费音乐:iLike, Pandora, Last.fm, finetune, gotuit (音乐视频)。59. AA制。这就是21世纪,你没必要支付所有账单,和朋友分摊费用是个不错选择。60. 订阅。预定杂志比当月在商场购买便宜。61.取消订阅杂志。其实你完全没必要自己买,大学或在当地图书馆都可以免费读到
62. Take a lunch. College food courts are notoriusly expensive.63. Give up coffee. Ditto. Or make a pot at home in the morning.64. Use a thermos. A sturdy thermos is ideal for hot coffee or soup, and it'll hook onto your backpack or book bag.65. Bottle your own. Use your own water filter and carry a squeeze bottle.66. Reduce meat. And increase less expensive vegetable protein.67. Eat generic. Brand name food items cost extra due to advertising costs.68. Split a pizza. Go halvsies with a roommate or buddy on a big pizza deal.69. Make your own. Pizza is easy to make. Go with flatbread, a bit of cooking oil, sauce, cheese, and toppings, and a (toaster) oven.70. No drinks. If you do enter a restaurant occasionally, skip the soda pop.71. Clip coupons. Standard cost-cutting procedure for students. But only for items you actually use.72. Jut what you need. Make a list before you shop and stick to it.73. Buy bulk. Save on packaging by buying small baggies of loose items from the bulk bins.74. Make your own snacks. Snacks are nice, but think twice. Or buy bulk items and mix'em yourself.75. Try the local Farmer's Market. Great bargains to be had.76. Meal planning. A bit of meal planning reduces waste and maintains variety.77. Share meals. Only the most easygoing of people can pull this off, but sharing groceries and meals is far more cost effective than buying for one.78. Devise a budget. Use free spreadsheet software from Open Office, Zoho or Google.79. Take a calculator. To keep track of your purchase total and stick to your budget.80. Shop the perimeter. That's where the necessities are.81. Warehouse clubs. Team up with a friend and cut down on costs.82. Don't use credit. Careful with credit cards for food purchases. It's easy to get out control.
饮食与日用品
General Frugality and DIY
吃饭是继学费、书费和房租后第四大花钱项目。
Student frugality goes beyond sticking to a budget. It requires a do-it-yourself mindset.
62. 自带午饭。学校的食物既贵又难吃。63. 自带咖啡,同上。64. 使用保温壶。保温瓶是携带热咖啡和汤的理想工具,你可以将它挂在背包或书包挂钩上。65. 用自己的瓶子和过滤器。66. 少吃肉。多吃蔬菜蛋白质。67. 吃普通食物。名牌食品里含有广告的费用。68. 跟室友拆分一个大的pizza更划算。69. 自己动手做。Pizza 很容易。只需要一个大饼,一烹调油,酱,奶酪和配料,和一个烤箱位,烤面包机都成。70. 不要饮料。如果你偶尔进餐厅也别要汽水。收集优惠卷。这是对学生最常用的省钱方式,不过只对于那些你真正需要的东西71. 收集优惠卷。这是对学生最常用的省钱方式,不过只对于那些你真正需要的东西72. 只消费自己需要的。坚持在购物前先做计划。73. 购买散装。在包装上节省费用。.74. 自己做零食。或购买大包物品自己混合。75. 去当地农民市场购物。物超所值的不少。76. 膳食计划。用餐前先做计划可以减少浪费。77. 分享食物。这不大容易,只有最随和的人能这样,但是共享日用品的费用能省下一笔。78. 制定预算。使用办公软件,Zoho或Google的免费电子表格软件。79. 随身携带计算器。确保你的消费保持预算水品。80. 去perimeter采购. 常见的生活必需品那里都有.81. 仓库club。与朋友一起组队可削减开支。82.不要用信用卡购买食品。这很容易让人失去控制。
83. Count your coins. Do it yourself while watching TV. Use paper coin wrappers instead of losing nearly 10% in a coinstar machine.84. Thoughtful gifts. A gift doesn't have to cost a lot to be valuable.85. Free samples. There really are websites offering free samples.86. Discount postage stamps. Buy in bulk and save, for letters to grandma.87. Dumpster diving. Not literally, as it's illegal in most places. But people really do throw out good quality furniture, TV sets, books, tools, etc.88. Re-use. Sour cream/margarine containers, ziploc bags, pickle bottles.89. Volunteer. How does volunteering save money? Time away from the mall, free stuff.90. Clean your kitchen. You're more likely to cook at home and thus save money.91. Barter. Some towns have student/grad-run barter groups, whereby you can trade items/services.92. Wait on the pets. At least until after college.93. Re-gift. Can't use all the gifts from uncles and aunts? Re-gift. Tacky? Maybe not.
最普通的节约方式:DIY
Internet
这条路上的同学们要发挥持续作战的作风。这需要一个心态:自己动手,丰衣足食。
This section is a combination of savings tips and proven ways to earn some money for college.
83. 整理你的硬币。一边看电视一边数,然后用纸将他们包起来,不然你会不自觉地把他们投入自动购物机。84. 自己做的礼物最贴心。一个昂贵的礼物却是最珍贵的。85. 免费样品。有些网站真的有免费样品提供。不骗你。86. 打折邮票。积邮是个好习惯,当然也可以为了给外婆的写信。87. 去捡垃圾吧。说真的,这在多数地方是无法想象的。但是,人们真的有时会把好品质的家具,电视机,图书,工具等扔在垃圾箱。88. 重复使用。酸奶油/黄油瓶,保鲜袋,包装袋,咸菜瓶等,统统可以留下来。89. 志愿者。志愿服务如何能省钱?——远离商场的地方,免费的东西。当然!90. 清洁厨房。这使你更有可能在家里做饭,从而节省开销。91. .易货。一些城镇都有学生/毕业生开办的易货活动,在那里你可以交易物品/服务。92. 不要养宠物。至少要等到大学毕业后。93. 转送礼物。叔叔阿姨们送的礼物但不能用?转送出去呗。俗?看你怎么想了
94. Free Wi-Fi. Why pay for Internet access when you probably have free wireless access on campus.95. Blog. Numerous students have taken up personal finance or tech blogging to earn some money for college. If you have good grades, you could also offer study tips.96. Free blog hosting. Dont pay for your blog. Check out Wordpress.com, LiveJournal, and Blogger. (Some don't allow ads.)97. Use ads. Google AdSense and Chitika eMinimalls are two ways you might earn ad revenue on your blog.98. Affiliate programs. For those who know how to utilize them, affiliate programs such as Amazon's could be more lucrative than blog ads.99. Amazon wishlist. Write an informative blog and make a wishlist so that generous visitors can gift you.100. Paypal donations. Paypal let's you cyber-beg for donations for your blog's great content by installing a donation button.101. Make money online. There are a number of ways to make money online including writing product/service reviews. Check out LoudLaunch, SponsoredReviews, PayPerPost, and ReviewMe.102. Sponsors. For qualifying blogs, this is an alternate source of revenue. Try Text Link Ads or TextLinkBrokers.103. eBay. Legit businesses make big bucks selling new and used items on eBay. Find your niche.104. Flip websites. Don't want to maintain a website? Build it and flip it for profit. Read College Startup for some details.105. Trim phone bills. Call home with one of several free/inexpensive VoIP (Voice over Internet Protocol) services online such as Jajah, Gizmo Project, Skype, SightSpeed.106. Trim phone bills, part two. Keep costly long-distance voice calls to a minimum and use email or text chat software.107. Use play money. Of course, underage college students never play online poker. But if you do, try play money until your skills are up, you're legal, and can stick to a plan.
互联网
Money Earning Opportunities
这部分推荐一些行之有效的储蓄技巧和方法,以及一些在校赚钱的门道。
This section isn't strictly about how to save. Rather, it's ways to make a few dollars to offset the costs of an education.
94. 免费Wi - Fi。在有免费无线WiFi的情况下还要花钱上网真是浪费钱。95. 博客。很多同学都尝试过写财务或技术博客并真的赚到了钱。如果你学习很好,你也可以提供学习技巧从而获得报酬。96. 免费的博客主机。不用为你的博客购买空间。试试Wordpress.com,LiveJournal或Blogger。(有的不允许广告)97. 使用ads。谷歌的AdSense和Chitika eMinimalls两种方法可能让你的博客赚取广告收入。98. 加盟项目。如果你懂得技术的话,一些加盟项目,比如亚马逊的加盟项目可能比博客广告更赚钱。99. .亚马逊愿望单。写一个真诚的心愿,可能有陌生人送给你礼物哦。100. Paypal 赞助。如果你需要找人赞助你内容丰富的博客,可以在博客上安装Paypal的赞助按钮从而使喜欢你博客的陌生人赞助你。101. 网上赚钱。很多种方式,包括写产品或服务评论:试试LoudLaunch, SponsoredReviews, PayPerPost, and ReviewMe。102. 赞助商。对于高质量的博客,这是一个替代的收入来源。尝试文字链接广告或文字链接经纪人。103. eBay。你可以通过eBay出售新的或二手物品,做得好可以赚一大笔。104. 运作一个网站。试试建立并维护一个新鲜的网站,或许你仅仅为了赚钱,但对大学未尝不是件有意义的事。105. 削减电话费。有几个免费/廉价的网络电话(互联网协议语音)如Jajah,Gizmo Project, Skype, SightSpeed。106. 削减电话费,还有。将昂贵的长途电话控制在最低限度,使用电子邮件或聊天软件也一样。107. 打游戏也能赚钱。当然,未成年人最好不要玩在线扑克。但如果你坚持玩直到你的技能和年龄允许你从中赚钱,也是一种开源方法。
108. Assistant. In some colleges, departments hire undergrads to help grade assignments, etc.109. Tutor. If you're good at a subject, private tutoring can earn you some nice moola. There's also Tutors Without Limits.110. Awards. Get all A's in your first two semesters and you might on the Dean's Honor Roll and a win a small cash award.111. Grants. Students considering graduate studies may qualify for final year grants if working with a professor on a research project.112. Painting or landscape. Start a part-time landscape/painting business or franchise and you have yourself money for tuition as well as work after graduation.113. Do like Dell. Mike Dell started making computers while in college, selling them to fellow students.114. College startup. Pretty much any college startup has an advantage due to hundreds of classmates as potential customers who know and (maybe) trust you.115. Part-time library job. Either as a junior librarian or book collector/stacker.116. Computer help desk assistant. Your college's Computing Services might need a tech literate assistant, usually in the campus library.117. Balance transfer arbitrage. If you have good credit and are disciplined, use all those 0% APR balance transfer credit cards to your advantage.
节流不如开源:挣钱门路
Rent
这部分并不是如何存钱,相反的,在学校仍然有很多机会去挣更多的钱。
On campus residences tend to be expensive and often have compulsory food plans for horrible cafeteria food.
108. 助教/助管。一些高校或政府部门会聘用学生兼职协助教务工作。109. 家教。如果你成绩很好,家教可以帮你赚一笔不少的钱。还有一些没有限制的培训学校也需要这样的老师。110.争取奖励。比如,在你的第一学年获全A,你可能将登上院长荣誉榜,这会帮你获得小额现金奖励。111.补助金。考虑继续读研的同学可以在最后一学年参与导师的实验室项目,将获得一笔补助金。112. .画图或布景。有特长的同学可以兼职做一些画图的业务,感觉跟工作了一样,拥有自己的钱。113. 像戴尔学习。戴尔在大学就开始做电脑生意:卖给其他同学114. 学院聚会。几乎所有的学院聚会都有的好处:上百人的同学中,必然存在今后的潜在客户和信任你的人。115. 兼职图书馆工作。无论是作为管理员或整理员。116. 电脑机房助理。你的大学电脑机房可能需要一个技术助理,通常在学校图书馆。117. 余额转移套利 如果你有良好的信用记录,使用的是年利率0%的信用卡的话。
118. Stay with relatives or famly friends. It's not considered cool, but you can save a bundle.119. Live in your truck. Not legal in most places, but Cal State student Andy Bussell is doing it.120. Try a hostel. Bigger cities have them. Might be a bit awkward, but it's an option.121. Be a super. You may qualify for rent discount by doing part-time groundskeeping.122. Buy a property. Good with your money? Rent to own and subsidize your mortgage by sharing a place with other students.
房租
Transportation and Related Costs
学校里的宿舍通常很贵,最烦的是还有食堂强制性食品。
Don't live on campus? Here are options for making it to class on time and keep costs down.
118. 跟亲戚一起住。虽然有时没那么爽,但你可以节省不少钱。119.住卡车上。有些地方不合法的,但加州州立大学的学生安迪布塞尔一直住在车上。120. 去找几家招待所吧。大城市通常有,有时觉得有点怪,但也是一种选择。121. 当个超人。做草地维护的兼职或者可以让你享受租金折扣价哦。122. 干脆买房子算了。如果你有那么多钱的话,再租给别人——相当于用别人的租金来付自己的房租。
123. Use the train. Live at home (cheap/free) and use a regional train pass. You save on campus parking costs, gasoline, and wear and tear on your vehicle.124. Student pass. Some cities provide a student discount for monthly or semesterly passes for local transit.125. Shop for insurance. Car insurance bargains are there if you look. Research online.126. Raise your deductible. By increasing the amount of your deductible, your insurance premium goes down.127. Drive stickshift. Standard transmissions consume less gas. Drawback: potentially higher maintenance costs if your clutch blows.128. Change your own oil. Why pay a mechanic?129. Carpool. People do it for work. Why not for school?130. Plan grocery shopping. Don't drive for an item or three. Go once a week or biweekly and stick to it.131. Look for gas promos. Your neighborhood gas station might have student discounts or coupons for regular customers.132. Walk. You're young and healthy. Or will be.133. Rollerblade. But wear suitable protection.134. Bike. Biking is arguably safer than rollerblading and great all-body exercise.135. Skateboard/foot scooter. May be hard to pull off in some hilly cities.136. Scooter. Less costly than a car or motorcycle; great gas mileage.
交通费
住校外?如果你想按时上课又花费最少,请看下面分解。
123. 坐地铁。如果你家不远,住家里免住宿费,坐地铁不要开车。这样你节省了停车费、油费以及维修费。124.学生通行证。一些城市的学生每月提供优惠的月卡或学期卡。125.购买保险。汽车保险还是必要的,不过你首先得上网研究。126.提高你的扣除。通过增加你的扣除额,你的保费会下降。127.狡猾的手动挡。好司机开车很省油。缺点,打开离合器意味着提高了潜在的更高的维修费用。128. 自己换油箱。不要把钱给了技工,给自己。129. 拼车。为了工作拼车。为什么不能为上学拼车?130. 计划买杂货。不要为买一个小东西就开车。一周一次或每两周一次,要坚持下去。131. 汽油优惠。你家附近的加油站可能有学生折扣或优惠券哦。132. 走路吧,你这么健康这么年轻,以后也会把。133. 轮滑。但要穿适当的保护。134. 自行车。骑自行车上学比轮滑安全,而且项很好的全身运动。135. 滑板/脚踏滑板车。在平原城市还好,在丘陵城市就有点吃力了。136. 小型摩托车。比开车或摩托车节省;但汽油耗量比较多。
标签:大学生 外国
44
2010-12-07 21:48 编辑:kuaileyingyu
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