1. low on cash 缺钱花
例句：OK, you got me. I'm low on cash this month!
2. poor as a church mouse 像教堂里的耗子那么穷，一贫如洗
例句：Nobody could imagine that he was as poor as a church mouse when he first came to Hong Kong.
3. dirt-poor 非常穷困的；极贫困的
例句：Where would this dirt-poor Jack get a hundred dollars?
4. working poor 穷忙族（在低报酬职务工作的人）
例句：Now, more and more people are involved in "working poor".
5. live from paycheck to paycheck 月光族
例句：We stress about the fact that we live from paycheck to paycheck but we don't change our spending habits.
6. max out (credit card) 刷爆信用卡
例句：A good way to become penniless is to max out your credit cards and keep borrowing more until the repayments overwhelm you.
7. be broke 破产了，身无分文了
例句：If you keep spending money like this, you're going be broke.
8. live from hand to mouth 勉强糊口
例句：When I had no job last winter, I had to live from hand to mouth.