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慢速VOA:儿童理财从零花钱开始(上)

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小编摘要:许多小孩都是通过零用钱开始认识到钱的价值,这样做的目的就是为了让孩子们在理财失误时,但还不会造成太大损失的年纪里吸取教训。

 

How an Allowance Helps Children Learn About Money(1)

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内容提要:许多小孩都是通过零用钱开始认识到钱的价值,这样做的目的就是为了让孩子们在理财失误时,但还不会造成太大损失的年纪里吸取教训。

Many children first learn the value of money by receiving an allowance. The purpose is to let children learn from experience at an age when financial mistakes are not very costly.

The amount of money that parents give to their children to spend as they wish differs from family to family. Timing is another consideration. Some children get a weekly allowance. Others get a monthly allowance.

In any case, parents should make clear what, if anything, the child is expected to pay for with the money.

At first, young children may spend all of their allowance soon after they receive it. If they do this, they will learn the hard way that spending must be done within a budget. Parents are usually advised not to offer more money until the next allowance.

The object is to show young people that a budget demands choices between spending and saving. Other children may be responsible enough to save money for larger costs, like clothing or electronics.

Many people who have written on the subject of allowances say it is not a good idea to pay your child for work around the home. These jobs are a normal part of family life.

标签:慢速VOA
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2011-08-02 11:22 编辑:mrjiong
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